03/10/2019 - Governance | Mainstorming

Anu 5 years

Kindly review. Thank you.

Limitations_to_Indian_approach_to_digitsation.pdf

IAS Parliament 5 years

Good answer. Keep Writing.

IAS Parliament 5 years

KEY POINTS

Digitisation bringing a paradigm shift

· The Digital India initiative launched in 2015 has helped improve the delivery of government support and public services. The software industry has revolutionised India in more ways than one.

· Digitisation is key to identifying the beneficiaries based on constitutional rights and eligibility for various welfare schemes.

· It was in 2012 that the first challenge for the Direct Benefits Transfer (DBT) with effective financial inclusion was flagged. All types of financial institutions—banks, post office, cooperative banks, National Payments Corporation of India, payment gateways, credit cards—were creating their digital processes independent of each other.

· The digital evolution of DBT payment was the first step towards creating a strong bridge for financial transactions across financial institutions. For post office and cooperative banks, software that enabled credit into beneficiary accounts in 20 days was accepted. In 2012, the system became operational with all financial software and transaction platforms getting in sync.

Limitations in Governance

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· Multiple departments offering overlapping and similar schemes, as there is lack of monitoring system there is lack of clarity on derived benefits and leads misleading statistical representations and skewed estimates.

· Mulitple subsidies in insurance and it is offered to same person allocated by state government. Moreover, beneficiaries not even aware of their benefits.

· More number of registrations by beneficiaries and non-sharing of data. Building and other construction workers welfare board formed under the aegis of labour department have collected cesses and is used for different schemes.

· Numerous authorities governing similar schemes. In maternity benefits one has to go to health department for some services and labour department for compensation of wages.